In the future, you may see some posts from guest authors. The first potential guest author is a very, very close friend of mine. A securities lawyer in Mexico, he has great insight into their banking system and its unique challenges and problems. I won't list his real name because we haven't talked about whether he will write under a nom-de-plume or not. Needless to say, I am very excited about this collaboration and the added breadth it will bring to Morally Bankrupt.